Paymate: Online payment for NZ and AUD with no merchant account
http://www.paymate.com/cms/index.php/sellers/why-sell-with-paymate/sell-in-your-country/selling-in-nz
Paymate offers online credit card payment services for New Zealand sellers receiving funds into an NZD account held in New Zealand from buyers in 60 countries.
Buyers do NOT need to register to make credit card payments. Buyers do not incur a fee to make credit card payments.
Sellers do not need bank approval of merchant facilities to accept credit card payments. Paymate can be easily integrated into your own business website to enable you to begin accepting online payments.
Paymate makes payments, usually overnight, directly into sellers’ bank accounts without any transfer fees or clearing delays.
Paymate undertakes a thorough risk assessment on all payments to safeguard both buyers and sellers. Paymate conforms to industry standards for security of capture, processing and storage of payment, financial and personal information
Sellers can accept payments in New Zealand dollars only at this time. Sellers incur fees to accept credit card payments.
After you register, if you meet our MINIMUM requirements, you will receive PROVISIONAL APPROVAL immediately. Your application will then be assessed by our customer service staff the next business day. Once you are approved we will contact you to let you know you are ready to start accepting payments.